"serving the Piedmont of North Carolina Since 1980"

Call Us: 704-932-3162

Loan Rate Information

Interest rates are governed by the North Carolina General Statutes for all the types of loans we offer. Personal Loans (Consumer Finance Loans) are regulated by the North Carolina Department of Banks.

These type loans can be used for any worthwhile purposes such as unexpected bills, medical expenses, auto and home repairs, vacations, an emergency, or a gift for that special person!

Loan Rates

Small Loans can range from $500.00 to $2,000.00
Larger Loans can range from $2,000 to $10,000 secured by a vehicle based on NADA values.
We finance most cars, trucks and SUV’s (except exotic vehicles) up to $15,000.

Other Purchases

If you are buying a vehicle from a dealer or an individual, we will appreciate the opportunity to try to help you make this purchase. If you are looking for a car, we can suggest some dealers we work with that you may want to consider. Also, we have repossessions on our lot that you could consider.

Appliances, electronics, riding mowers, jewelry, etc. Call for information as to the steps to take if you have a need for this type purchase.

All loan approvals are based on our liberal loan policy and applicants should live within 25 miles of our office location.