"serving the Piedmont of North Carolina Since 1980"

Call Us: 704-932-3162

About Us


Holiday Finance is locally owned and operated. Since 1980 we have been serving our community and surrounding areas with Personal Loans and Auto Financing.

Combined, our employees have over 150 years experience in consumer credit. We take great pride in using this knowledge to help you, our customer, with your financial needs and making sure your loan is the right loan for you. And when you call our office, a real person will answer! No phone maze to contend with!

Specializing In

Personal Loans

Small Loans – $500.00 to $2,000.00

Larger Loans – Up to $10,000.00 secured by a vehicle based on NADA values.

These type loans can be used for any worthwhile purposes such as unexpected bills, medical expenses, auto and home repairs, vacations, an emergency, or a gift for that special person!

Auto Financing

Up to $15,000 – If you are buying a vehicle from a dealer or an individual, we will appreciate the opportunity to try to help you make this purchase. If you are looking for a car, we can suggest some dealers we work with that you may want to consider. Also, we have repossessions on our lot that you could consider.

We finance most cars, trucks and SUV’s except exotic vehicles. Warranties are available and can be financed into the loan and still keep your payment within your budget.

For more information on our auto financing program and payment quotes, please call our office today @ 704-932-3162.

Other Purchases

Appliances, electronics, riding mowers, jewelry, etc. Call for information as to the steps to take if you have a need for this type purchase.

All loan approvals are based on our liberal loan policy and applicants should live within 25 miles of our office location.


Interest rates are governed by the North Carolina General Statutes for all the types of loans we offer. Personal Loans (Consumer Finance Loans) are regulated by the North Carolina Department of Banks.


Holiday Finance is committed to treating everyone in a professional manner and be respectful and attentive to our customers needs. You will find us friendly and willing to listen and act fast on your loan request. CALL OR APPLY ON-LINE TODAY! You may find just the help you need! Thank you for considering Holiday Finance.

Steps You Can Take To Help Secure Your Information

Please do not walk away from your computer while you are in the process of completing our Application Form (especially if you are using a public computer). Always remember to close the Application Form screen and exit the application when you are finished. You should consider installing personal firewall and virus protection software on your computer.