Retail & Furniture Financing Made Easy
Furnishing a new home or making a big purchase? Holiday Finance partners with local retailers to offer point-of-sale financing that fits your budget. Whether you're shopping for furniture, appliances, or other household essentials, our financing solutions help you bring home what you need while making manageable monthly payments.
Furniture Financing
Appliance Financing
Electronics Financing
How It Works
Finance the Furniture You Need
Upgrade your home with financing that makes large furniture purchases more affordable. From living room sets to bedroom furniture, Holiday Finance helps you spread the cost over convenient monthly payments.
Upgrade Your Home Appliances
Whether you're replacing a refrigerator, washer, dryer, or other essential appliance, our retail financing program helps you purchase what you need without paying the full amount upfront.
Flexible Financing for Everyday Electronics
Need a new television, computer, or other home electronics? Our financing options make it easier to purchase qualifying products while staying within your budget.
Note: Financing availability depends on participating retailers and eligible products.
Simple Retail Financing in Four Steps
Getting started is easy:
- Shop at your retailer of choice to get the cost.
- Call to apply for financing with Holiday Finance.
- Receive a financing decision.
- Enjoy your new purchase.
Financing Your Purchase is Easy
Buying the items you need is simple with Holiday Finance.
Shop
Visit a participating retailer and choose the furniture, appliances, or qualifying products you need.
Apply
Complete a quick financing application from Holiday Finance.
Get Approved
Holiday Finance will write you a check to the retailer for your purchase!
Frequently Asked Question
How does retail financing work with Holiday Finance?
Find the item you wish to purchase and apply providing us with the details of your purchase. Once approved, a check will be issued to the retailer. Please confirm with the retailer that they will accept our business check made out to them.
What can I finance?
We finance furniture, appliances, electronics, outdoor equipment, and other qualifying household purchases.
How do I apply for retail financing?
Holiday Finance works with participating retailers throughout the Piedmont region who accepts our check on your behalf.
Is there a minimum purchase amount?
Minimum purchase requirements may vary depending on the retailer and financing program. Contact Holiday Finance or your participating retailer for details.
Can I pay off my financing early?
Yes. You can make additional payments or pay off your balance early without worrying about prepayment penalties.
Do I need perfect credit to qualify?
Not necessarily. Every application is reviewed individually, and our team considers multiple factors when determining eligibility.
Why choose Holiday Finance for retail financing?
Since 1980, Holiday Finance has helped customers throughout the Piedmont region finance important purchases with local service, straightforward financing, and affordable payment options.
