Holiday Finance takes pride in providing a high level of customer service and in developing strong relationships with our customers. We are committed to maintaining integrity, honesty, and fairness in our business. In addition, it is a key priority for us to keep your information safe and secure. Accordingly, we do not sell any non-public personal information pertaining to our customers.
We collect nonpublic personal information about you from the following sources:
• Information we receive from you on applications or other forms (such as your name, address, social security number, phone number, income, occupation, etc.);
• Information about your transactions with us, our affiliates -companies in which we share common ownership or other interests, or others (such as account balance, payment history, and parties to transactions);
• Information we receive from a consumer reporting agency (such as your credit history) and;
• Information we receive from other sources, such as your employer and other third parties, including other creditors in the credit gathering process,
We do not disclose any nonpublic personal information about our customers, or former customers to anyone, except as permitted by law, nor do we sell any non-public personal information pertaining to our customers.
However, we may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf to other financial institutions with whom we have joint marketing agreements, or to creditors or potential creditors for which you have dealings. For example, we may disclose nonpublic personal information (such as your name and mailing address, etc.) about you to nonaffiliated third parties (companies which are unrelated to us) for the purpose of performing services for
us and our affiliates, such as advertisement mailings to you, or we may disclose personal information about you to third parties as permitted by law, including disclosures necessary to process and service your account.
When your account is closed or paid-off or when you do not have any open accounts with us, we will adhere to the privacy policies and practices as described in this notice.
In addition, you should also know that we restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
P.O. Box 61
Kannapolis, NC 28082
Notice Pursuant to 15 U.S.C. 1681a (d) (2) (A) (iii) – We may share among our affiliates information as to experiences and transactions between you and one or more of our affiliates. Also, we may share among our affiliates other information about you (such as information you provided on your loan application) (“Other information”). You may prohibit the sharing of only the “Other information”. If you choose to do so, please write us at: Holiday Finance, PO Box 61, Kannapolis, NC 28082.